Self employed or salaried. Earnings received in cash or in bank account. With TFINN, you can easily extend loans, insurance and other financial services to potential customers, even without CIBIL or formal earning.
Good, old
Micro-finance
When a member's Network of friends and contacts, timely repay their dues on TFINN, it significantly improves member's credit limit and other services.
LOWER
Interest rates
LONGER
Repayment duration
HIGHER
Credit limit
With new age tech
Even in the absence of traditional data, TFINN can calculate repayment intention and capacity.
Psychometry
Continuous in - app psychometric assessment provides rich insights into an individual's habits and behaviour.
Recommendations
Similar to online reviews, TFINN makes use of community reviews about an individual for credibility assessment.
Peer Income
TFINN continuously monitors community and peer income levels for alternate income assessment.
TFINN
Score
ML at core
Completely in house developed Machine Learning models are unique to TFINN, future proof and highly customisable.
Micro-finance + Fintech
TFINN's mobile app brings together the best of both these lending principles in a super convenient form factor.
Complete picture
A credit bureau score majorly takes into account transactional behaviour. TFINN on the other hand is much more holistic.
Transparent
Members can easily view their TFINN Score, list of recent actions that have affected that score and corrective actions.
Inclusive
TFINN Score can be easily calculated for anyone above the legal age limit.
Multiple products
With a single click, select the product that best suits your needs
Term loan
Easily select loan amount
and tenure and repay with affordable monthly EMIs.
Bullet loan
Withdraw the loan amount in tranches or in full and repay within 30 days.
Daily loan
Withdraw the loan amount during the day and repay it
by the end of the day.
Quarterly loan
Easily select the loan amount and repay with quarterly
bullet payments.
Coming Soon
Insurance
With a high TFINN Score, you can avail affordable insurance services through the app itself. The entire process, starting from the application, verification and claim can be managed entirely from within the app.
Investments
With TFINN you can start saving your money with a high interest savings account. Load and withdraw money from the ease of your app and also unlock attractive interest rates on your credit services.
