Unlocking formal financial access
So, we need a credit assessment model for
Those without a CIBIL score
230 million
Disrupting the credit market
$300 billion
The growing retail credit sector
24% CAGR
WELCOME TO FLYK
FLYK is an online app platform that provides credit services to the people without a CIBIL score.
But more than 225 companies are in this domain & majority of them rely on alternative data.
The problem is, that data is either insufficient or is absent. So, we need to look beyond it.
HOW'S FLYK DIFFERENT
Improved Evaluation
FLYK utilises alternative data with social capital data to better evaluate repayment intention.
Lower Defaults
Members on FLYK are responsible for the repayment of each other's credit dues.
Lower CAC
Members can improve their credit services by inviting their contacts to join FLYK.
Financially Inclusive
FLYK can provide credit services to even those individual's without any alternative data.
ARE YOU THE FLYK'S SUPERSTAR
PROGRESS SO FAR
PROGRAMMER
Coding is your religion. Through code, logic & algorithms you want to change this world. You understand & truly appreciate the beauty of the equation e = mc^2.
BANKER
You just love numbers and know the various regulatory requirements and compliances related to the banking & finance industry like the back of your hand.
Investor
You would like your investment to have a social impact. You can differentiate between a 'Startup' & a business & understand how banks & money works.
Not defined
You bring with your self qualities that cannot be put on a CV. You appreciate the risky & gutsy nature of Elon Musk & want the world to know your existence.
CURRENT TEAM
Apratim Ganguli
He takes care of the business logic. Prior to FLYK he was the co- founder of a deals & discounting app.
Nikhil Patil
He takes care of the app development. He also cofounded Infiny Webcom which is a web & app development company.
Krunal R
He takes care of the operations. He also cofounded Infiny Webcom which is a web & app development company.
You
Would you like to be a part of something that has the potential to affect millions of lives? If yes, let's get in touch.