Our valued Partners
We have as our partners some of the best and the brightest institutions from the field of financial inclusion.
Sourcing
Reach new customer segments of Bharat with almost 0 CAC
Assessment
Evaluate Bharat even in the absence of CIBIL or salary
Collections
Collect from Bharat without spending a fortune
Leverages Community
Similar to microfinance, members on TFINN can build digital networks within their communities to maximise their financial benefits.
Built on ML
In-house developed machine learning algorithm, combines network data with app meta data for calculating an individual's credit worthiness.
Easy & Transparent
Based on their TFINN score, members are shown the list of available financial services and the corresponding fees and charges.
DPDP compliant
Data is end to end encrypted, stored within India and most importantly, never ever shared with any third party as a company policy.
Products
TFINN and Incento - apps for the members and agents respectively.
Built in-house from grounds up, fully digital and super convenient.
Why we tick.
The fully digital conjugation of micro-finance and fintech gives Trikshana Tech immense capabilities in serving Bharat and it's needs.
Lowest CAC
No need to worry about sourcing because we do it for you and that too at '0' acquisition cost.
Low delinquency
Our unique, assessment and field collections ensure that your repayments are always on time.
Higher ticket size
Our unique, assessment and field collections empower you to offer higher ticket loans.
Inclusive
Reach and serve customers from priority sector & the self/informally employed from LMI segment.
Trikshana in numbers
Rs 6.4 Cr
Loans disbursed till date
> 2000
Borrowers served
55%
Borrowers with CIBIL < 750
18%
First time borrowers
21%
Women borrowers
62%
Borrowers whose CIBIL improved
Rs 17,500
Avg. monthly income
0.5%
Net NPA
Handsome incentives
Incento engages with various DSA networks, present all across India, on a purely performance based incentive structure. No payroll.
Fully Flexible
Incento Agents can book activities as per their own convenience just like Ola or Uber and there are no hard set targets either.
Open for all
Anyone above 25 years of age can apply for Incento's membership and start their Agent journey post verification and training.
Secondary income
With tasks from multiple financial institutions, Agents have ample opportunities for generating substantial secondary income.